Affordable Renters Insurance in PA & MD
What Does Renters Insurance Actually Cover?
- Personal Property: Protection for your clothes, furniture, and electronics. Limits may apply for high value items like jewelry but we can help with those items too.
- Liability Coverage: Protects you if someone is injured in your home or if you accidentally damage someone else’s property.
- Loss of Use: Helps pay for a hotel and food if your apartment becomes uninhabitable due to a covered claim.
Does my landlord’s insurance cover my stuff?
No. Your landlord’s policy only covers the physical building (the structure). It does not cover your furniture, electronics, clothing, or jewelry if they are damaged by fire or stolen. Renters insurance is the only way to protect your personal property.
How much does renters insurance cost in Pennsylvania or Maryland?
Renters insurance is incredibly affordable, often costing less than a dollar a day. At Kelly Glass Insurance, we help our Pennsylvania and Maryland neighbors find policies that fit even the tightest budgets.
Can I save money by bundling my renters and auto insurance?
Yes! This is one of the most effective ways to lower your monthly insurance costs. When you bundle your renters and auto policies with Kelly Glass Insurance, you can on your combined premiums. It also simplifies your life by putting both policies under one roof with one local agent.
What is "Loss of Use" coverage?
If a covered disaster (like a fire) makes your apartment uninhabitable, "Loss of Use" helps pay for temporary housing, hotel stays, and additional living expenses while you’re displaced.
Serving Our Neighbors Since 2010
Choosing Kelly Glass Insurance means getting the power of a major carrier with the heart of a local neighbor. As independent agents, we do the heavy lifting for you—shopping top-rated companies to find the best rates while providing the unbiased, expert advice you deserve. We don't just sell policies; we simplify your protection and advocate for your best interests every step of the way.
How to Get Started
- Get a free insurance review and quote by completing this information request.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.