731 East Cumberland Street,
Pet insurance helps protect your pets and your personal finances.
Your pets are important to you, and their well-being is your top priority. With pet insurance, you may get coverage for expensive veterinary bills in the case of accidents, illnesses, and other medical needs.
Even though insurance for pets is effectively health care coverage for your pet, it’s often considerably simpler than your own personal medical insurance. You’ll usually have a deductible and then a copayment. When selecting a policy, you’ll generally only have to choose between three types of coverage: accidents only, accidents and illnesses, or accidents, illnesses, and other medical costs.
Nearly every policy has some form of payout limit. This could be for a single treatment, all treatments for a specific condition, or a total for all treatments during the year. The premium costs will vary depending upon the type and amount of the payout limit, so you’ll need to weigh those options when selecting a policy to cover your pet.
Getting insurance for your pet is similar to your own personal medical insurance, with premiums, copayments, deductibles, and coverage limits.
The cost of your policy to get insurance for your pet may vary depending on the pet’s age, health, and pre-existing conditions, as well as the amount of coverage you select.
You also have to watch out for a few rules that might surprise you. For example, a policy will often have a waiting period of around two weeks after you take out the policy. During this time you can’t make any claims for illnesses or accidents. Another difference from traditional medical policies is that you usually have to pay the vet bills upfront and then make a claim to get the money back from the insurer.
Are you looking to cover your pet with pet insurance? Contact us to go over your coverage options and what works for the needs of your companion.