Adventure with Confidence: Recreational Vehicle Insurance in Pennsylvania and Maryland

From the trails to the open water, protect your Recreational and Specialized Vehicles with specialized coverage designed for your active lifestyle

Coverage Built for the Way You Ride

  • Liability Protection: Covers bodily injury or property damage you cause while operating your vehicle.
  • Comprehensive & Collision: Protects your investment from collision, theft, and fire.
  • Uninsured/Underinsured: Critical for motorcyclists and boaters when the other party doesn't have any coverage or not enough coverage.
  • Specialized Add-ons: Ask us about Roadside Assistance and Total Loss Replacement for new models.

What vehicles are covered under Power Sports insurance?

At Kelly Glass Insurance, we provide specialized coverage for a wide variety of recreational vehicles including

  • Motorcycles
  • ATVs/UTVs
  • Boats
  • Jet Skis
  • RVs
  • Campers
  • Snowmobiles

Each policy is tailored to the specific way you use your vehicle.

Do I need insurance for my ATV if I only ride on private property?

While Pennsylvania law might not require it for private land, insurance is highly recommended to protect you against liability if a guest is injured or if the vehicle is stolen or damaged in a fire or trailer accident.

Can I save money by bundling my boat or motorcycle?

Absolutely. We often see significant savings for our Pennsylvania and Maryland clients when they bundle their power sports policies with their existing Auto or Homeowners insurance.

Is my riding gear covered?

Many of our specialized motorcycle and ATV policies include coverage for safety apparel (helmets, jackets, boots) and custom parts/equipment, which standard auto policies usually exclude.

Serving Our Neighbors Since 2010

Choosing Kelly Glass Insurance means getting the power of a major carrier with the heart of a local neighbor. As independent agents, we do the heavy lifting for you—shopping top-rated companies to find the best rates while providing the unbiased, expert advice you deserve. We don't just sell policies; we simplify your protection and advocate for your best interests every step of the way.

How to Get Started