Adventure with Confidence: Recreational Vehicle Insurance in Pennsylvania and Maryland
From the trails to the open water, protect your Recreational and Specialized Vehicles with specialized coverage designed for your active lifestyle
Whether it's a weekend on the lake, a ride through the mountains, or a cross-country trip in the RV, your recreational vehicles deserve coverage that keeps up with how you actually use them. A standard auto or homeowners policy often doesn't extend to boats, ATVs, or motorcycles the way people assume — leaving a real gap right when it matters most. At Kelly Glass Insurance, we build power sports coverage for riders and owners across Lebanon, PA and throughout Pennsylvania and Maryland, matched to your vehicle and how you use it. It's Focusing on You, on and off the trail.
Coverage Built for the Way You Ride
- Liability Protection: Covers bodily injury or property damage you cause while operating your vehicle.
- Comprehensive & Collision: Protects your investment from collision, theft, and fire.
- Uninsured/Underinsured: Critical for motorcyclists and boaters when the other party doesn't have any coverage or not enough coverage.
- Specialized Add-ons: Ask us about Roadside Assistance and Total Loss Replacement for new models.
Not every rider needs every coverage — that's what a real conversation is for.
Frequently Asked Questions
What vehicles are covered under Power Sports insurance?
At Kelly Glass Insurance, we provide specialized coverage for a wide variety of recreational vehicles including
- Motorcycles
- ATVs/UTVs
- Boats
- Jet Skis
- RVs
- Campers
- Snowmobiles
Each policy is tailored to the specific way you use your vehicle.
Do I need insurance for my ATV if I only ride on private property?
While Pennsylvania law might not require it for private land, insurance is highly recommended to protect you against liability if a guest is injured or if the vehicle is stolen or damaged in a fire or trailer accident.
Can I save money by bundling my boat or motorcycle?
Absolutely. We often see significant savings for our Pennsylvania and Maryland clients when they bundle their power sports policies with their existing Auto or Homeowners insurance.
Is my riding gear covered?
Many of our specialized motorcycle and ATV policies include coverage for safety apparel (helmets, jackets, boots) and custom parts/equipment, which standard auto policies usually exclude.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: You're a person, not a policy number. As you add a new bike, boat, or camper — or change how often you ride — we sit down with you to review your coverage and catch gaps before they become a problem.
- Claims Advocacy: If the unexpected happens, we've got your back. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: Based in Lebanon and serving all of Pennsylvania and Maryland, we know the carriers who genuinely specialize in power sports coverage — not just the ones with the biggest ad budget.
Ready to Get the Right Coverage?
Tell us about your ride and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit for your motorcycle, boat, ATV, or RV.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.