Pet Business Insurance in Pennsylvania and Maryland
Pet Business Insurance Built Around Your Operation
Whether you groom, board, train, or sell to pets and their owners, your business carries risks a standard policy wasn't built for — animals in your care, high foot traffic, and products that touch someone else's pet. At Kelly Glass Insurance, we take the time to understand how your pet business actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving pet businesses like yours since 2010.
Coverage Options for Pet Businesses
- General Liability
- Animal Bailee Insurance (care, custody & control)
- Commercial Property Insurance
- Product Liability (food, toys & accessories)
- Business Auto Insurance
- Cyber Liability
- Commercial Umbrella Insurance
- Workers' Compensation
We provide coverage for pet businesses of every kind, including:
Groomers · Kennels & Boarding Facilities · Pet Stores · Pet Trainers · Non-Profits & Rescues · Mobile Grooming Services
(Not every pet business needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
What is animal bailee insurance and do I need it?
Animal bailee insurance covers pets left in your care, custody, or control — helping pay for costs related to injury, death, or loss of an animal while it's at your facility or in your transport.
Am I liable if a product I sell hurts someone's pet?
Yes, potentially. Even if a manufacturer bears primary responsibility, groomers and retailers can still be named in a lawsuit over a product like shampoo, food, or toys. Product liability coverage helps cover legal defense and damages.
Do mobile grooming or pet-sitting businesses need different coverage than a storefront?
Yes. Mobile and in-home services face different risks than a fixed location — business auto coverage and care, custody, and control protection often matter more than property coverage for a mobile operation.
Do dog walkers and pooper scooper services need the same coverage as a groomer or kennel?
Not exactly — the core need is still animal bailee and general liability coverage, but a dog walker or waste removal service typically needs less property coverage and more emphasis on auto and care, custody, and control protection, since the work happens at the client's home rather than your location.
Do you serve pet businesses outside of Lebanon, PA?
Yes. We serve pet businesses throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your business changes — new services, new staff, more animals in your care. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: An injured animal or liability claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to pet businesses across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your pet business and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.