Hospitality Insurance in PA and MD
Hospitality Insurance Built Around Your Guests and Your Business
Your hotel, motel, inn, or bed and breakfast is a home away from home for your guests — and your livelihood. That combination brings risks most businesses don't face, from guest belongings to shuttle services to a covered loss that keeps you from renting rooms at all. At Kelly Glass Insurance, we take the time to understand how your property actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving hospitality businesses like yours since 2010.
Coverage Options for Hospitality Businesses
- General Liability
- Innkeepers' Legal Liability
- Commercial Property
- Equipment Breakdown
- Business Income / Utility Interruption
- Crime Coverage
- Liquor Liability (for on-site restaurants or bars)
- Cyber Liability
- Workers' Compensation
- Employment Practices Liability
(Not every hospitality business needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
What is innkeepers' legal liability insurance?
It covers your legal obligation to keep guests' personal belongings secure and safe while stored on your property — protecting you against claims of loss or damage.
Do I need liquor liability if my hotel has a restaurant or bar?
Yes. If your property serves alcohol in any capacity, liquor liability coverage is essential alongside your standard hospitality policy.
What if I have to close temporarily after a fire or covered loss?
Business income insurance can help replace lost revenue while your property is unable to host guests, helping keep your business afloat during repairs.
Do you serve hospitality businesses outside of Lebanon, PA?
Yes. We serve hotels, motels, inns, and bed and breakfasts throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your property evolves — new amenities, more guests, added services. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A guest claim or property loss shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to hospitality businesses across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your business and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.