Non-Profit Insurance in PA and MD
Non-Profit Insurance Built Around Your Mission
Your organization exists to help others — but running it still means facing the same risks any business does, from liability claims to staff and director protection. At Kelly Glass Insurance, we take the time to understand how your non-profit actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving non-profits like yours since 2010.
Coverage Options for Non-Profits
- General Liability
- Directors & Officers Liability
- Employment Practices Liability
- Workers' Compensation
- Commercial Auto (for transporting clients or volunteers)
- Property Insurance
- Cyber Liability
We provide coverage for organizations of every kind, including:
Volunteer Fire Departments · Unions · Religious Groups · Recreational Clubs · Charities
(Not every organization needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
Does my non-profit need directors & officers liability insurance?
Yes, if your organization has a board or leadership team. D&O coverage protects directors and officers personally from claims related to decisions made on the organization's behalf — separate from the organization's own liability.
What if we transport clients or volunteers, not just staff?
If your non-profit provides transportation for the public — such as elderly or disabled individuals — commercial auto coverage should reflect that use, which differs from coverage for a standard staff vehicle.
Can we be held liable for advice or services we provide?
Yes. Claims can arise if someone is harmed or incurs costs due to shortcomings in help or advice your organization provides — this is where general liability and, in some cases, professional liability coverage come in.
Do you serve non-profits outside of Lebanon, PA?
Yes. We serve non-profit organizations throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your organization changes — new programs, new staff, new volunteers. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A liability claim or staff dispute shouldn't put your mission on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to non-profit organizations across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your organization and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.