Garage Repair Shop Insurance in PA and MD
Insurance Built Around Your Business
Every vehicle that pulls into your bay is someone else's responsibility the moment it's in your hands. At Kelly Glass Insurance, we take the time to understand how your shop actually operates — the repairs you do, the vehicles you store, the risks specific to your work — then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving garage and repair shop owners like you since 2010.
Coverage Options for Garage & Repair Shops
- Garagekeepers Liability
- General Liability
- Property Insurance (building, tools & equipment)
- Business Income / Lost Income Coverage
- Professional Liability (errors & omissions on repairs)
- Commercial Auto (for tow trucks or shop vehicles)
- Workers' Compensation
- Umbrella/Excess Liability
(Not every business needs every coverage — that's what a real conversation is for. Specialty add-ons exist for body shops, muffler shops, and transmission repair specialists too.)
Frequently Asked Questions
What is garagekeepers liability insurance?
Garagekeepers liability protects customer vehicles left in your care, custody, and control — covering damage from fire, theft, vandalism, or other covered hazards while the vehicle is at your shop.
Does my policy cover mistakes made during a repair?
Professional liability coverage protects you against claims tied to faulty repairs or omissions by your staff, including costs if a later accident is blamed on the earlier repair.
What if a fire or disaster shuts down my shop temporarily?
Business income coverage can help replace lost revenue while you're closed for repairs, so cash flow issues don't compound the damage.
Do you serve repair shops outside of Lebanon, PA?
Yes. We serve garage and repair shop businesses throughout Pennsylvania and Maryland.
Why Garage & Repair Shop Owners Choose Kelly Glass
"Focusing on You" Reviews: Your shop evolves — new equipment, new specialties, more vehicles on the lot. We review your coverage periodically so gaps don't turn into claims.
Claims Advocacy: A fire, a damaged customer vehicle, or a faulty-repair claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional, general claims process questions, call us at (717) 272-2242 to talk to an associate.
Local Knowledge, Regional Reach: We know the risks specific to garage and repair shop operations across Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your shop evolves — new equipment, new specialties, more vehicles on the lot. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A fire, a damaged customer vehicle, or a faulty-repair claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to garage and repair shop operations across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your garage or repair shop and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.