Landscaping Services Insurance in PA and MD
Landscaping Services Insurance Built Around Your Business
Most of your work happens on someone else's property — which means your risk exposure is different from a typical business. A damaged patio, a client injury, a chemical spill: these are everyday risks in landscaping. At Kelly Glass Insurance, we take the time to understand how your crews, equipment, and jobsites actually operate, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving landscaping businesses like yours since 2010.
Coverage Options for Landscaping Services
- General Liability
- Business Auto (trucks, mowers, dump trucks & more)
- Commercial Property
- Inland Marine & Installation Floater (for equipment on the move)
- Commercial Umbrella Insurance
- Workers' Compensation
- Cyber Liability
- Employment Practices Liability
(Not every landscaping business needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
Am I liable if my crew damages a client's property?
Yes. General liability covers damage your crew causes to a client's patio, deck, or other structures while working on their property — a key risk since most landscaping work happens off your own site.
Do I need coverage for subcontractors I hire?
Yes. If you subcontract work, you can still be held liable for damage the subcontractor causes, so it's worth confirming your policy accounts for subcontracted labor.
Why would I need umbrella insurance on top of general liability?
If a lawsuit or claim exceeds your general liability limits, umbrella coverage extends protection with higher limits, helping prevent a large claim from threatening your business.
Do you serve landscaping businesses outside of Lebanon, PA?
Yes. We serve landscaping businesses throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your business grows — new crews, new equipment, more jobsites. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A jobsite accident or property damage claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to landscaping businesses across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your business and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.