Contractors Insurance In PA and MD
Insurance Built Around Your Trade
A single jobsite accident or liability claim can threaten everything you've built — and the risk doesn't end when the job does. At Kelly Glass Insurance, we take the time to understand how your business actually operates on the ground, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving contractors like you since 2010.
Coverage Options for Contractors
- General Liability
- Errors & Omissions
- Workers' Compensation
- Commercial Auto (trucks & work vehicles)
- Tools & Equipment / Property in Transit
- Umbrella/Excess Liability
We provide coverage across the trades, including:
Carpentry · Plumbing · Electrical · Masonry · Welding · Handyman Services · Home Building · Renovation · Security Installation · Development · Artisan Trades
(Not every contractor needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
Does my coverage protect me after a job is finished?
Yes. Completed operations coverage protects you from claims tied to work you already finished — because liability from a job doesn't end the moment you hand over the keys.
Do I need commercial auto insurance for my work truck?
Yes. Personal auto policies typically exclude business use, so a commercial auto policy is needed to cover trucks and vehicles used for your contracting work.
What's the difference between general liability and errors & omissions?
General liability covers bodily injury or property damage on the job. Errors & omissions covers claims that your work itself — a design flaw or installation mistake — caused a financial loss.
Do you serve contractors outside of Lebanon, PA?
Yes. We serve contractors across every trade throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your business grows — bigger jobs, more crew, new equipment. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A jobsite accident or liability claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to contracting trades across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your business and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.