Auto Dealers Insurance in PA and MD
Auto Dealer Insurance Built Around Your Lot
The value of your business sits out in the open every day — vehicles on display, hundreds of visitors on your lot each month, and liability exposure that goes far beyond a standard business policy. At Kelly Glass Insurance, we take the time to understand how your dealership actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving auto dealers like you since 2010.
Coverage Options for Auto Dealers
- Property Damage & Bodily Injury
- Garage Keepers Liability
- Garage-Owned Autos
- Hired & Non-Owned Autos
- Temporary Substitute Autos
- Newly Acquired Autos
- Defective Product & Faulty Work Coverage
- Customer Autos — Actual Loss Sustained
- Workers' Compensation
- Umbrella/Excess Liability
(Not every dealership needs every coverage — that's what a real conversation is for. Coverage applies to new and used car dealerships alike.)
Frequently Asked Questions
What is garage keepers liability and do I need it?
Garage keepers liability covers customer vehicles left in your care, custody, and control — including cars on your lot for service, trade-in, or consignment.
Does my policy cover test drives and demo vehicles?
Garage-owned and non-owned auto coverage can extend to vehicles used for test drives, loaners, and demos, depending on how your policy is structured.
What happens if a vehicle is damaged while it's in my possession?
Customer autos — actual loss sustained coverage helps cover damage to a customer's vehicle while it's in your care, such as during service or trade-in evaluation.
Do you serve auto dealers outside of Lebanon, PA?
Yes. We serve new and used auto dealerships throughout Pennsylvania and Maryland.
Serving our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your inventory and lot change constantly. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A damaged vehicle or liability claim shouldn't put your business on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to auto dealerships across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your dealership and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.