Medical and Dental Office Insurance in Pennsylvania and Maryland
Medical & Dental Office Insurance Built Around Your Practice
Your practice carries risks most businesses never face — sensitive patient data, expensive equipment, and regulatory exposure on top of everyday liability. Whether you run a medical office or a dental practice, the risks of specialized equipment, patient records, and licensed staff mean a standard business policy won't be enough. At Kelly Glass Insurance, we take the time to understand how your office actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving medical and dental offices like yours since 2010.
Coverage Options for Medical & Dental Offices
- General Liability
- Property Insurance & Equipment Coverage (dental chairs, imaging equipment, sterilization tools)
- Cyber Liability
- Employment Practices Liability
- Fiduciary Liability
- Business Income / Lost Income Coverage
- Workers' Compensation
(Not every practice needs every coverage — that's what a real conversation is for. Note: medical and dental malpractice coverage is handled separately from general office insurance.)
Frequently Asked Questions
Does medical office insurance cover malpractice claims?
No. Malpractice and liability tied to the medical or dental care you provide requires separate professional liability/malpractice coverage — this policy covers the business side of your office instead.
What happens if a power outage damages medical supplies?
Property coverage can help cover the cost of spoiled vaccines or medical supplies caused by an electrical failure or equipment breakdown, depending on your policy.
Is my patient data protected if we have a cyber breach?
Cyber liability coverage helps cover costs tied to data breaches involving sensitive patient information, which standard business policies typically exclude.
Do you serve medical and dental offices outside of Lebanon, PA?
Yes. We serve medical and dental practices throughout Pennsylvania and Maryland.
Does dental office insurance cover the same risks as a medical office?
Mostly, yes — property, cyber, and liability exposures are similar. The key difference is equipment: dental practices typically carry higher-value, specialized equipment like imaging systems and chairs, so property coverage should reflect that replacement cost.
Serving Our Customers Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your practice changes — new equipment, new staff, growing patient volume. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A data breach or equipment loss shouldn't put your practice on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to medical and dental offices across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your practice and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.