House of Worship Insurance in Pennsylvania and Maryland
Insurance Built Around Your House of Worship
Your house of worship is more than a building — it's a community center, an employer, and for many congregations, a home for religious leaders too. At Kelly Glass Insurance, we take the time to understand how your congregation actually operates, then build coverage around you, not a generic policy.
We're based right on East Cumberland Street in Lebanon, PA, and we've been serving churches and houses of worship like yours since 2010.
Coverage Options for Churches & Houses of Worship
- General Liability & Property Damage
- Abuse and Molestation Liability
- Directors & Officers Liability
- Hired/Non-Owned Auto
- Professional Liability (Ministers & Pastors)
- Religious Freedom Coverage
- Stained Glass & Specialty Property Coverage
- Workers' Compensation
Additional protection is often available for church events, child care programs, mission trip travel risk, and the cost of recruiting a new religious leader if a replacement becomes necessary.
(Not every house of worship needs every coverage — that's what a real conversation is for.)
Frequently Asked Questions
Does House of Worship insurance cover claims of abuse or misconduct?
Abuse and molestation liability coverage is a specialized policy addition designed to help address these claims — most standard general liability policies exclude this risk entirely.
Are mission trips and off-site events covered?
Coverage can often be extended to mission trips and off-site church events, but this typically needs to be added specifically rather than assumed under a standard policy.
Does our policy cover stained glass windows and other specialty features?
Yes, specialty property coverage can be added to protect features like stained glass that a standard commercial property policy wouldn't fully account for.
Do you serve Houses of Worship outside of Lebanon, PA?
Yes. We serve churches and houses of worship throughout Pennsylvania and Maryland.
Serving Our Neighbors Since 2010
We aren't just a voice on the phone; we're your neighbors on East Cumberland Street in Lebanon, PA.
- "Focusing on You" Reviews: Your congregation changes — new programs, new staff, new events. We review your coverage periodically so gaps don't turn into claims.
- Claims Advocacy: A liability claim or property loss shouldn't put your ministry on hold. We're in your corner when the unexpected happens. Access our 24/7 Carriers Directory. For additional claims process questions, call us at (717) 272-2242 to talk to an associate.
- Local Knowledge, Regional Reach: We know the risks specific to churches and houses of worship across Pennsylvania and Maryland.
Ready to Get the Right Coverage?
Tell us about your congregation and we'll do the shopping for you — comparing top carriers across Pennsylvania and Maryland to find the right fit.
- Speak with an associate by calling (717) 272-2242.
- Text message us at (717) 455-3242.
- Get a free insurance review and quote by completing this information request.